NICL Assistant Mock Test

NICL Assistant Mock Test

NICL Assistant Mock Test 2026

Full-Length Practice Paper

Total Questions: 100
Total Marks: 100
Suggested Time: 60 minutes

Sections:

  • Reasoning Ability – 25 Questions
  • English Language – 25 Questions
  • Numerical Ability – 25 Questions
  • General Awareness & Computer Knowledge – 25 Questions

Instructions: Choose the most appropriate answer.

SECTION I – REASONING ABILITY

Questions 1–25

1.

If A > B > C > D, which statement is definitely true?

A) D > A
B) A > D
C) B < D
D) C > A
E) A = D

2.

If P ≤ Q < R = S, which is definitely true?

A) P > S
B) Q > S
C) P < S
D) S < P
E) P = R

3.

Statements:
All pens are books.
Some books are papers.

Conclusions:
I. Some pens are papers.
II. Some books are papers.

A) Only I follows
B) Only II follows
C) Both follow
D) Neither follows
E) Either I or II follows

4.

Statements:
All cars are vehicles.
All vehicles are machines.

Which conclusion follows?

A) All cars are machines
B) Some machines are not vehicles
C) No car is a machine
D) All machines are cars
E) None

5.

If BANK is coded as CBOL, then LIFE is coded as:

A) MJGF
B) MJF G
C) KHED
D) MJFE
E) LIGF

6.

If CAT is coded as DBU, then DOG is coded as:

A) EPH
B) EOG
C) FPH
D) DPH
E) EPG

7.

Ravi walks 4 km north and then 3 km east. How far is he from his starting point?

A) 3 km
B) 4 km
C) 5 km
D) 6 km
E) 7 km

8.

A person faces north. He turns right, then right again, and then left. Which direction is he facing?

A) North
B) South
C) East
D) West
E) Northeast

9.

In a class of 50 students, Amit ranks 15th from the top. His rank from the bottom is:

A) 34th
B) 35th
C) 36th
D) 37th
E) 38th

10.

Find the next number:

3, 6, 12, 24, 48, ___

A) 72
B) 84
C) 90
D) 96
E) 108

11.

Find the odd one out:

A) Apple
B) Mango
C) Banana
D) Carrot
E) Orange

12.

Find the next term:

AB, CD, EF, GH, ___

A) HI
B) IJ
C) JK
D) KL
E) LM

13.

Pointing to a boy, Neha says, “He is the son of my mother’s only daughter.” How is the boy related to Neha?

A) Brother
B) Son
C) Nephew
D) Cousin
E) Father

14.

A is the brother of B. B is the sister of C. How is A related to C?

A) Brother
B) Sister
C) Father
D) Uncle
E) Cousin

15.

If 1 January is Monday, what day will 8 January be?

A) Sunday
B) Monday
C) Tuesday
D) Wednesday
E) Thursday

16.

Find the missing number:

2, 5, 10, 17, 26, ___

A) 35
B) 36
C) 37
D) 38
E) 39

17.

Which word cannot be formed from the letters of INSURANCE?

A) RAIN
B) SURE
C) CARE
D) NEAR
E) CURE

18.

If all roses are flowers and all flowers are plants, then:

A) All roses are plants
B) All plants are roses
C) No rose is a plant
D) Some plants are not flowers
E) None follows

19.

A is taller than B. B is taller than C. D is shorter than C. Who is tallest?

A) A
B) B
C) C
D) D
E) Cannot determine

20.

A clock shows 3:00. The angle between the hands is:

A) 30°
B) 60°
C) 90°
D) 120°
E) 180°

21.

If NORTH is coded as OPSUI, then SOUTH is coded as:

A) TPVUI
B) T P V U I
C) RNTSG
D) TPVTH
E) UQWVI

22.

Find the missing number:

4 : 16 :: 7 : ?

A) 28
B) 35
C) 42
D) 49
E) 56

23.

Which number is different from the others?

A) 16
B) 25
C) 36
D) 49
E) 63

24.

If the letters of INSURANCE are arranged alphabetically, which letter comes first?

A) A
B) C
C) E
D) I
E) N

25.

If yesterday was Friday, what day will it be tomorrow?

A) Friday
B) Saturday
C) Sunday
D) Monday
E) Tuesday

SECTION II – ENGLISH LANGUAGE

Questions 26–50

26.

Choose the correctly spelt word.

A) Insurence
B) Insurance
C) Insurencee
D) Insurans
E) Insurence

27.

Choose the word closest in meaning to “Rapid.”

A) Slow
B) Quick
C) Weak
D) Late
E) Small

28.

Choose the opposite of “Ancient.”

A) Old
B) Historic
C) Modern
D) Traditional
E) Former

29.

The manager asked the employee to ______ the report carefully.

A) review
B) destroy
C) hide
D) forget
E) reject

30.

The company has ______ a new insurance policy.

A) introduce
B) introduced
C) introducing
D) introduction
E) introduces

31.

Identify the error:

The employees / was asked / to submit the documents / immediately.

A) The employees
B) was asked
C) to submit the documents
D) immediately
E) No error

32.

Identify the error:

She is / senior than / all the other employees / in the office.

A) She is
B) senior than
C) all the other employees
D) in the office
E) No error

33.

Identify the error:

The information / provided by the company / were useful / to the customers.

A) The information
B) provided by the company
C) were useful
D) to the customers
E) No error

34.

Choose the correct sentence.

A) He don’t know the rules.
B) He doesn’t knows the rules.
C) He doesn’t know the rules.
D) He not know the rules.
E) He didn’t knows the rules.

35.

Choose the correct sentence.

A) The news are encouraging.
B) The news is encouraging.
C) The news have encouraging.
D) The news were encourages.
E) The news be encouraging.

36.

“Once in a blue moon” means:

A) Very frequently
B) Very rarely
C) Every day
D) At midnight
E) Suddenly

37.

“A blessing in disguise” means:

A) Something apparently bad that turns out beneficial
B) A serious problem
C) A false statement
D) A hidden enemy
E) A public celebration

38.

Choose the word closest in meaning to “Essential.”

A) Optional
B) Necessary
C) Unusual
D) Temporary
E) Minor

39.

Choose the opposite of “Expand.”

A) Increase
B) Extend
C) Contract
D) Enlarge
E) Develop

40.

The officer is responsible ______ maintaining the records.

A) to
B) at
C) for
D) on
E) by

41.

The customer complained ______ the delay in settlement.

A) about
B) at
C) by
D) with
E) from

42.

Choose the correct form:

The company ______ the claim yesterday.

A) settle
B) settles
C) settled
D) settling
E) has settle

43.

Choose the correct word:

The policy provides financial ______ against certain risks.

A) protection
B) destruction
C) confusion
D) hesitation
E) rejection

44.

Choose the word opposite to “Transparent.”

A) Clear
B) Honest
C) Opaque
D) Visible
E) Open

45.

Choose the correctly spelt word.

A) Separate
B) Seperate
C) Seperrate
D) Separete
E) Seprate

46.

“Look into” means:

A) Ignore
B) Investigate
C) Enter
D) Escape
E) Remove

47.

“Bring to light” means:

A) Hide
B) Reveal
C) Destroy
D) Delay
E) Forget

48.

Choose the correct sentence.

A) Neither the manager nor the employees was present.
B) Neither the manager nor the employees were present.
C) Neither manager nor employees is present.
D) Neither the manager or employees were present.
E) Neither manager and employees were present.

49.

The company aims to ______ customer satisfaction.

A) improve
B) damage
C) reduce
D) prevent
E) reject

50.

Choose the word closest in meaning to “Diligent.”

A) Lazy
B) Careless
C) Hardworking
D) Weak
E) Slow

SECTION III – NUMERICAL ABILITY

Questions 51–75

51.

25% of 400 = ?

A) 50
B) 75
C) 100
D) 125
E) 150

52.

√625 = ?

A) 15
B) 20
C) 25
D) 30
E) 35

53.

48 ÷ 6 × 5 = ?

A) 30
B) 35
C) 40
D) 45
E) 50

54.

If 5x = 45, x = ?

A) 5
B) 7
C) 8
D) 9
E) 10

55.

A number increased by 25% becomes 500. The original number was:

A) 350
B) 375
C) 400
D) 425
E) 450

56.

The ratio of men to women is 3:2. If there are 60 men, the number of women is:

A) 30
B) 35
C) 40
D) 45
E) 50

57.

A product costs ₹800 and is sold for ₹920. Profit percentage is:

A) 10%
B) 12%
C) 15%
D) 18%
E) 20%

58.

An article marked ₹2,000 is sold at a discount of 10%. Its selling price is:

A) ₹1,700
B) ₹1,750
C) ₹1,800
D) ₹1,850
E) ₹1,900

59.

Simple interest on ₹5,000 at 10% per annum for 2 years is:

A) ₹500
B) ₹750
C) ₹1,000
D) ₹1,250
E) ₹1,500

60.

The average of 10, 20, 30, 40 and 50 is:

A) 25
B) 30
C) 35
D) 40
E) 45

61.

A train covers 240 km in 4 hours. Its speed is:

A) 50 km/h
B) 55 km/h
C) 60 km/h
D) 65 km/h
E) 70 km/h

62.

A can complete a work in 10 days. His one-day work is:

A) 1/5
B) 1/8
C) 1/10
D) 1/12
E) 1/15

63.

A and B can complete a work in 12 and 18 days respectively. Together they can complete it in:

A) 6 days
B) 7.2 days
C) 8 days
D) 9 days
E) 10 days

64.

A boat moves downstream at 16 km/h and upstream at 10 km/h. Speed of the stream is:

A) 2 km/h
B) 3 km/h
C) 4 km/h
D) 5 km/h
E) 6 km/h

65.

A mixture contains milk and water in the ratio 3:2. If total mixture is 25 litres, quantity of milk is:

A) 10 L
B) 12 L
C) 15 L
D) 18 L
E) 20 L

66.

A person’s income is ₹30,000 and expenditure is ₹24,000. Savings are what percentage of income?

A) 15%
B) 20%
C) 25%
D) 30%
E) 35%

67.

The perimeter of a square is 48 cm. Its side is:

A) 10 cm
B) 12 cm
C) 14 cm
D) 16 cm
E) 18 cm

68.

The area of a rectangle with length 15 cm and breadth 8 cm is:

A) 100 cm²
B) 110 cm²
C) 120 cm²
D) 130 cm²
E) 140 cm²

69.

12 men complete a work in 15 days. How many days will 20 men take?

A) 7
B) 8
C) 9
D) 10
E) 12

70.

A sum of ₹10,000 is invested at 10% compound interest for 2 years. The amount is:

A) ₹11,000
B) ₹11,500
C) ₹12,000
D) ₹12,100
E) ₹12,500

71.

A 150 m train crosses a pole in 10 seconds. Its speed is:

A) 45 km/h
B) 50 km/h
C) 54 km/h
D) 60 km/h
E) 72 km/h

72.

If 40% of a number is 120, the number is:

A) 200
B) 250
C) 300
D) 350
E) 400

73.

The HCF of 24 and 36 is:

A) 6
B) 8
C) 10
D) 12
E) 18

74.

The LCM of 12 and 18 is:

A) 24
B) 30
C) 36
D) 42
E) 48

75.

A sum is divided between A and B in the ratio 5:3. If A gets ₹2,000, the total sum is:

A) ₹2,800
B) ₹3,000
C) ₹3,200
D) ₹3,500
E) ₹4,000

SECTION IV – GENERAL AWARENESS & COMPUTER KNOWLEDGE

Questions 76–100

76.

NICL stands for:

A) National Insurance Company Limited
B) National Indian Corporation Limited
C) New India Company Limited
D) National Investment Company Limited
E) National Insurance Council Limited

77.

Insurance primarily provides protection against:

A) Risk
B) Profit
C) Salary
D) Tax
E) Inflation only

78.

IRDAI is associated with regulation of:

A) Banking
B) Insurance
C) Railways
D) Telecom
E) Education

79.

IRDAI stands for:

A) Insurance Regulatory and Development Authority of India
B) Indian Regulatory Department of Banking and Insurance
C) Insurance Revenue and Development Authority of India
D) Indian Risk Development Authority and Institution
E) Insurance Regulation Department of India

80.

The headquarters of IRDAI is located in:

A) Mumbai
B) New Delhi
C) Hyderabad
D) Chennai
E) Kolkata

81.

Which institution is India’s central bank?

A) SBI
B) RBI
C) SEBI
D) NABARD
E) SIDBI

82.

RBI stands for:

A) Reserve Bank of India
B) Regional Bank of India
C) Revenue Bank of India
D) Reserve Banking Institution
E) Rural Bank of India

83.

Which organization regulates the securities market in India?

A) RBI
B) IRDAI
C) SEBI
D) NABARD
E) PFRDA

84.

What does ATM stand for?

A) Automatic Transfer Machine
B) Automated Teller Machine
C) Automatic Transaction Method
D) Automated Transfer Mechanism
E) Account Transfer Machine

85.

CPU stands for:

A) Central Processing Unit
B) Computer Processing Utility
C) Central Program Unit
D) Computer Primary Unit
E) Central Power Unit

86.

Which device is primarily used to enter text into a computer?

A) Monitor
B) Keyboard
C) Speaker
D) Printer
E) Projector

87.

Which of the following is an operating system?

A) Windows
B) Google
C) Chrome
D) Intel
E) HTML

88.

Which shortcut is commonly used to copy selected text?

A) Ctrl + X
B) Ctrl + C
C) Ctrl + V
D) Ctrl + Z
E) Ctrl + A

89.

Which shortcut is commonly used to paste copied content?

A) Ctrl + P
B) Ctrl + X
C) Ctrl + V
D) Ctrl + C
E) Ctrl + S

90.

Which of the following is used to store data permanently?

A) RAM
B) ROM
C) Cache only
D) Register
E) CPU

91.

RAM is:

A) Permanent memory only
B) Volatile memory
C) An output device
D) An operating system
E) A programming language

92.

Which of the following is a web browser?

A) Excel
B) Chrome
C) Windows
D) Linux
E) PowerPoint

93.

A computer virus is:

A) A hardware component
B) A malicious program
C) A printer
D) A network cable
E) A type of monitor

94.

Which unit is commonly used to measure computer storage?

A) Kilogram
B) Byte
C) Metre
D) Ampere
E) Newton

95.

The full form of URL is:

A) Uniform Resource Locator
B) Universal Record Link
C) Unified Resource Link
D) Uniform Retrieval Location
E) Universal Routing Language

96.

Which financial product provides protection against medical expenses?

A) Health insurance
B) Travel ticket
C) Savings account
D) Fixed deposit
E) Debit card

97.

A premium in insurance is:

A) The amount paid for insurance coverage
B) The amount of a bank loan
C) A tax refund
D) A stock dividend
E) A salary bonus

98.

The person whose risk is covered under an insurance policy is generally called:

A) Insured
B) Auditor
C) Banker
D) Broker only
E) Creditor

99.

Which of the following is an example of general insurance?

A) Motor insurance
B) Savings account
C) Fixed deposit
D) Mutual fund
E) Pension account

100.

The main purpose of insurance is to:

A) Eliminate every possible risk
B) Provide financial protection against specified risks
C) Guarantee profits
D) Increase taxes
E) Replace savings completely

ANSWER KEY

QAnsQAnsQAnsQAns
1B26B51C76A
2C27B52C77A
3B28C53C78B
4A29A54D79A
5A30B55C80C
6A31B56C81B
7C32B57C82A
8C33C58C83C
9C34C59C84B
10D35B60B85A
11D36B61C86B
12B37A62C87A
13B38B63B88B
14A39C64B89C
15B40C65C90B
16C41A66B91B
17C42C67B92B
18A43A68C93B
19A44C69C94B
20C45A70D95A
21A46B71C96A
22D47B72C97A
23E48B73D98A
24A49A74C99A
25C50C75C100B

Score Guide

85–100: 🏆 Excellent
70–84: 🌟 Very Good
55–69: 👍 Good — revise weak sections
40–54: 📚 Needs more practice
Below 40: Focus on fundamentals and practise topic-wise